Quality Control Auditor

Company: Guaranteed Rate Affinity
Location: Dallas
Posted on: April 10, 2021

Job Description:

Who we are:Guaranteed Rate Affinity, LLC ("Guaranteed Rate Affinity") is a joint venture between Guaranteed Rate, Inc (NMLS: 2611) and Realogy Holdings Corp. Through this joint venture, Guaranteed Rate Affinity provides mortgage origination services to the clients of more than 700 Coldwell Banker and select Sotheby's International Realty offices owned by NRT LLC, a subsidiary of Realogy and the nation's largest residential real estate brokerage company. In addition, Guaranteed Rate Affinity markets its services to consumers and unaffiliated realtor referral sources. What's the Role?Guaranteed Rate Affinity is currently seeking a hard-working, dedicated Quality Control Auditor to join our innovative and passionate team and work remotely. Essential Duties and Responsibilities:

• Perform Quality Control audit reviews of mortgage loan files for compliance with applicable Agency and regulatory requirements on all origination, processing, underwriting, and closing documents for accuracy and compliance adherence, and then compare those results to those of our QC Vendor
• Identify discrepancies and opportunities for process improvement reports and discussions
• Accurately identify, document, and communicate audit loan exceptions
• Review and respond to exception rebuttals
• Meet department quota expectations without sacrificing quality of reviews
• Independently research relevant regulations and policies
• Supports all other quality control/compliance-related assignments as required for agency/regulatory compliance
• Actively participate in team meetings and improvement initiatives to provide constructive recommendations and actions to support company initiatives/goals
• Participate in continuing education webinars, seminars, and training on a monthly basis as required by the QC program
• Other duties and responsibilities as assigned by the QC OfficerCompetencies:
  • At least 3+ years of recent experience in a government underwriting and/or performing full file Quality Assurance/Control audits of FHA/VA files with a mortgage lender
  • FHA Direct Endorsement/VA SAR Certifications preferred
  • Minimum of 5 years' experience Underwriting and/or auditing Conventional, FHA, VA, USDA, JUMBO, and NON-QM products
  • Mortgage files for credit and compliance requirements
  • Strong knowledge of REG B, REG Z, TILA/RESPA (TRID) and ECOA regulation requirements, as well as other Federal and State Disclosure requirements
  • Experience with Encompass and ARMCO ACES Quality Management system
  • Strong written and verbal communication skills
  • Excellent problem-solving and analytical skills
  • Ability to multi-task in a fast paced and highly regulated environment
  • Strong computer skills
  • Excellent time management skills with an emphasis on quality
  • Must be self-motivated and able to work remotely in a team environment while thinking independently and sharing knowledge and ideas NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with this job. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Guaranteed Rate Affinity is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

Keywords: Guaranteed Rate Affinity, Dallas , Quality Control Auditor, Accounting, Auditing , Dallas, Texas