Director of Risk

Company: American First Finance
Location: Dallas
Posted on: February 25, 2021

Job Description:

American First Finance (AFF) provides retail merchants across the U.S. with consumer finance solutions that allow their shoppers to make purchases of goods and services when, where and how they want! The Director of Risk--is responsible for managing and improving our credit and fraud strategies across all channels resulting in better account performance and user experience.Join the AFF team and enjoy amazing benefits including:* Top-Notch Healthcare* Competitive Pay* Career Advancement* Diverse, Collaborative & Fun Work Environment* Pet Insurance and more! Roles and Responsibilities* Identify areas of weakness in current process and establish processes to identify and mitigate fraud * Manage projects with IT to realize improvements * Identify and test new data products to assist automated underwriting* Manage external vendor relationships - credit reporting agencies and other third-party service providers used in the underwriting process* Data cost reduction through a data pull waterfall strategyQualifications* Minimum of 2 years of experience with credit risk and fraud reduction in the financial services industry* College degree required (Master's degree in analytical field preferred)* Advanced experience with SQL R, Python, or other open-source analysis languageAmerican First Finance Core ValuesServant Heart: There's no place for egos here. Customers and colleagues come first. Serving their needs and driving their engagement is our success. Embrace Change: That's not fear, that's excitement. We see change as core to our survival and our ability to manage change as a prerequisite to new opportunities that can allow us to learn, grow, and do more. Walk the Talk:--We do what we say we are going to do and maintain the highest standards of performance for ourselves and others, at all times, always doing the right thing. Dare to be Different:--We are adaptable, creative, and courageous, like entrepreneurs willing to take the necessary risks to innovate and make things better. We challenge the status quo. We seek out different ideas and perspectives as a means of expanding our ability to think and do more. Get Stuff Done:--We do whatever it takes to get the job done right. We inspect what we expect, take ownership of our actions, and operate with a sense of urgency in everything we do. No Drama: We control the things we can control with a mindset to find solutions while minimizing complaint. We are all here for the same purpose, empowered to be the best we can be so that our purpose to deliver great products and services to more customers can be fulfilled. ?Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Keywords: American First Finance, Dallas , Director of Risk, Executive , Dallas, Texas