Plaza Of Americas (31012), United States of America, Dallas,
Commercial Credit Analyst - Regional Commercial Bank
At Capital One, we're building a leading information-based
technology company. Still founder-led by Chairman and Chief
Executive Officer Richard Fairbank, Capital One is helping our
customers succeed by bringing ingenuity, simplicity, and humanity
to banking. We measure our efforts by the success our customers
enjoy and the advocacy they exhibit. We are succeeding because they
Guided by our shared values, we thrive in an environment where
collaboration and openness are valued. We believe that innovation
is powered by perspective and that teamwork and respect for each
other lead to superior results. We elevate each other and obsess
about doing the right thing. Our associates serve with humility and
a deep respect for their responsibility in helping our customers
achieve their goals and realize their dreams. Together, we are on a
quest to change banking for good.
Capital One's Commercial Bank, which services a $70 billion loan
portfolio, serving more than 6,100 clients. We span several lines
of business to deliver strategic client solutions by driving
digital innovations that transform businesses and industries.
The Regional Commercial Bank is a business line that services
clients within our traditional retail branch network, which
includes VA, MD, DC, NYC, NJ, TX and LA. The RCB portfolio consists
of over 1000 clients and $5.8 Billion in credit exposure.
As an RCB Portfolio Analyst, you will learn the fundamentals of
Underwriting and Portfolio Management.
While in the role of Portfolio Analyst, you will experience the
Detailed coaching and development of current portfolio analyst
Exposure to clients through the participation in client calls
and on-site visits.
Exposure to more complex UW through mentorship with seasoned
UW's, deal shadowing and other learning opportunities.
- Formal career guidance to assist in obtaining future roles
within Relationship Management, Underwriting or Credit.
Primary Roles and Responsibilities:
Evaluate current clients and credit facilities by performing
financial statement analysis, calculating adherence to borrowing
bases and loan covenants, and assessing the overall risk within the
client's business, industry, customer base and geography.
Perform research and analysis of industry and market data to
complete financial projections.
Compile and synthesize loan, market and company information to
complete annual client reviews and facility renewals.
- Ensure data integrity within Capital One's commercial loan
systems by reviewing all regulatory and loan documentation data to
ensure accuracy and completeness.
Ability to prioritize assignments and multi-task with strong
attention to detail
Ability to work in a fast-paced, collaborative and dynamic
Experience with Process Improvement
- Related Coursework in Finance, Accounting, Statistics or
At this time, Capital One will not sponsor a new applicant for
employment authorization for this position.