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Mortgage Loan Underwriter

Company: LegacyTexas
Location: Richardson
Posted on: September 15, 2019

Job Description:

We're looking for dynamic, talented people who embody our promise to the customers we serve as well as to one another. With our thriving company culture and great benefits and perks, our employees love to call LegacyTexas home - so will you.Ensure loans are underwritten with integrity and efficiencyPRIMARY DUTIES & RESPONSIBILITIES:


  • Underwrite all Conventional/FHA/VA/Jumbo loans in Mortgage department.
  • Clear all pending underwriting conditions to allow for a clear to close.
  • Research secondary marketing investor and mortgage insurance underwriting guidelines to ensure saleable loan.
  • Manage daily workflow of loan files with closing dates to ensure timely closings.
  • Perform as a help desk for production staff to answer loan file questions.
  • Reviews all denial loans for possible counteroffer opportunity and gives final decision.
  • All other duties as assigned

    PHYSICAL DEMANDS & WORK ENVIRONMENT:

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    • Ability to withstand moderate physical activity throughout the work day (standing, walking, reaching)
    • Ability to sit for extended periods of time
    • Ability to lift or move up to 25 pounds on occasion
    • Ability to maintain attention and concentration for extended periods of time
    • Ability to work overtime when required to meet deadlines
    • Work environment -The noise level is usually low to moderate.

      MINIMUM QUALIFICATIONS (EDUCATION, EXPERIENCE, & SKILLS):

      • High School diploma or GED
      • 5 years minimum in Mortgage Underwriting required
      • Certifications: Direct Endorsement with FHA required, or SAR with VA preferred

        LegacyTexas is committed to diversity and inclusion and provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

        Drug Free worker environment

Keywords: LegacyTexas, Dallas , Mortgage Loan Underwriter, Other , Richardson, Texas

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