Credit Risk Management Analyst II
Company: Origin Bank
Posted on: September 16, 2020
SUMMARY: Prepares weekly, monthly and quarterly Credit Risk
Management reports and other reports as requested, examines loan
transactions for adherence to bank policy while promoting an
accurate loan database by performing the following duties.
DUTIES AND RESPONSIBILITIES include the following.
* Prepares advanced monthly and quarterly Credit Risk Management
reports and presentations that outline findings to Board of
Directors and Executive Management.
* Prepares advanced external reports for regulators.
* Reconciles reserve for loan losses and reserve for contingencies
GL accounts monthly.
* Helps maintain and ensure the accuracy of the bank s internal
watch list and non-accrual list.
* Assists or manages special projects under the direction of the
Credit Risk Manager.
* Gathers risk-related data from internal or external
* Writes and updates Credit Risk Reports in BIC, the IBS reporting
* Provides administrative assistance as needed for Credit Risk
This job has no supervisory responsibilities.
COMPETENCIES - To perform the job successfully, an individual
should demonstrate the following competencies:
Problem Solving/Analytical and Design - Gathers and analyzes
information skillfully; Collects and researches data; Demonstrates
attention to detail.
Interpersonal Skills/Customer Service - Maintains confidentiality;
Responds promptly to requests for service and assistance; Meets
Oral and Written Communication - Listens and gets clarification;
Responds well to questions; Presents numerical data effectively;
Able to read and interpret written information.
Teamwork - Balances team and individual responsibilities; Puts
success of team above own interests.
Organizational Support - Follows policies and procedures; Supports
organization's goals and values.
Judgment - Exhibits sound and accurate judgment; Includes
appropriate people in decision-making process.
Professionalism - Reacts well under pressure; Treats others with
respect and consideration regardless of their status or
Quality and Quantity - Demonstrates accuracy and thoroughness;
Completes work in timely manner.
Adaptability and Initiative - Adapts to changes in the work
environment; Manages competing demands.
Attendance/Punctuality and Dependability - Is consistently at work
and on time; Follows instructions, responds to management
QUALIFICATIONS To perform this job successfully, an individual must
be able to perform each essential duty satisfactorily. The
requirements listed below are representative of the knowledge,
skill, and/or ability required. Reasonable accommodations may be
made to enable individuals with disabilities to perform the
EDUCATION AND/OR EXPERIENCE
Bachelor's degree (B. A.) from four-year college or university in
Finance or Accounting preferred; two to three years related
experience preferred and/or MBA.
To perform this job successfully, an individual should have
knowledge of the Internet, Outlook, Microsoft Word, Excel and
PowerPoint. Ability to use bank-specific software such as MPC, IBS,
ADP, etc. Ability to use basic office machines.
BANK CULTURE/CUSTOMER SERVICE SKILLS
Promotes the Bank s culture, including the support of our Brand
promise and Core Values.
Ability and judgment to interact and communicate appropriately with
other employees, customers and supervisor. Ability to serve
customers, both internal and external, (community/public) in a
manner that will reflect superior customer relations and enhance
the overall marketing effort of Origin Bank.
PHYSICAL DEMANDS While performing the duties of this job, the
employee is frequently required to stand; walk; sit; use hands to
finger, handle, or feel and talk or hear. The employee is
occasionally required to reach with hands and arms; climb or
balance and stoop, kneel, crouch, or crawl. The employee must
frequently lift and/or move up to 10 pounds and occasionally lift
and/or move up to 25 pounds. Specific vision abilities required by
this job include close vision and ability to adjust focus.
WORK ENVIRONMENT The noise level in the work environment is usually
This job description reflects management's assignment of essential
functions. It does not prescribe or restrict the tasks that may be
assigned. Origin Bank shall, in its discretion, modify or adjust
the position to meet the Bank s changing needs. This job
description is not a contract and may be adjusted as deemed
appropriate in the Bank s sole discretion.
Origin Bank is an equal opportunity employer and we do not
discriminate in hiring or employment on the basis of race, color,
sex, age, marital or veteran status, non-job related disability,
religion, national origin, genetic information or any other basis
protected by law.
Keywords: Origin Bank, Dallas , Credit Risk Management Analyst II, Professions , Dallas, Texas
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