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Senior Risk Analytics Consultant - Consumer and Small Business Banking Risk

Company: Wells Fargo
Location: Dallas
Posted on: August 7, 2022

Job Description:

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. About this role: Wells Fargo is seeking a Senior Risk Analytics Consultant to become a member of the Corporate Risk Consumer and Small Business Banking team. As a member of this team, you will participate in strategic portfolio risk initiatives for the commercial real estate, practice finance and asset secured lending products. More specifically, you will be evaluating and sizing risk and opportunities, supporting the development of credit underwriting and risk management strategies by balancing data-driven analytics and sound credit risk judgment, and managing credit exposure risk at the product and customer level. You will work closely with partners within Credit Risk, Product, Operations, Technology and Data Solution groups to implement new enhancements and continuously optimize portfolio risk strategies. To be effective in this position, you will need to have a good understanding of credit from a full lifecycle perspective, a broad perspective on risk management, a proven track record of using the results of your analysis to drive business decisions and be fluent in both the key technical tools of credit risk decisioning and sound credit judgment. In this role, you will:

  • Lead or participate in complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
  • Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
  • Improve risk strategies in multiple areas (credit line management, authorizations, transaction fraud, etc.) by performing various complex activities related to business analysis and/or modeling
  • Coordinate production of monthly, quarterly, and annual performance reports for senior management, review and analyze trends in current population distributions and recommending strategies
  • Provide analytical support on business credit, operating losses and other product strategies to ensure company goals are met
  • Segment and monitor various credit risk and other concentrations and make recommendations to management based on those trends
  • Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
  • Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
  • Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
  • Lead projects, teams, and mentor less experienced staff
  • Partner with cross enterprise risk analysts in development of common modeling strategies Required Qualifications, US:
    • 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
    • 2+ years of experience with SAS or SQL, or other data management, reporting and query tools Desired Qualifications:
      • Advanced degree in quantitative discipline such as economics, statistics, operations research, etc.
      • Strong verbal and written communication skills
      • Strong analytical, quantitative skills
      • Previous experience with credit risk strategy development and implementation in financial service industry
      • Ability to gather, analyze, package, and present analytical findings in an insightful and logical manner
      • Dedicated, enthusiastic, performance-orientation, and strong work ethic
      • Experience with transaction authorizations and fraud prevention analysis
      • Attention to detail, strong project management and organization skills
      • Strong partnership and problem-solving skills Job Expectations:
        • Ability to travel approximately 5% of the time Posting Location:
          • 401 S Tryon Street - Charlotte, NC
          • 600 S 4th Street - Minneapolis, MN
          • 7001 Westown Pkwy - West Des Moines, IA
          • 1150 W Washington St - Tempe, AZ
          • 2700 S Price Rd - Chandler, AZ
          • 114 N Beaumont St - St Louis, MO
          • 1445 Ross Ave - Dallas, TX
          • 550 California St - San Francisco, CA
          • 3440 Walnut Ave - Fremont, CA (San Francisco Bay Area)Preferred location(s) listed above. Other locations within the Wells Fargo footprint may be considered for current Wells Fargo employees.We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Keywords: Wells Fargo, Dallas , Senior Risk Analytics Consultant - Consumer and Small Business Banking Risk, Professions , Dallas, Texas

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