Principal Architect - Payments

Company: Comerica
Location: Frisco
Posted on: May 25, 2025

Job Description:

Principal Architect - Check, Cash & Lockbox Services

Interested in learning more about this job Scroll down and find out what skills, experience and educational qualifications are needed.

The Principal Architect is responsible for leadership, facilitation, analysis and design tasks related to the development of an enterprise technical architecture that applies across multiple Comerica business domains. Provides technology direction and guidance for strategic projects/initiatives aligned with enterprise architecture principles and considerations. Provides deep expertise of overall systems architecture across layers - app, OS, data, network, storage, security etc. and their inter-dependencies across business domains and implications. Responsible for evaluating, selecting and recommending relevant technology, tools and practices aligned with business strategy and priorities and applicable to multiple domains. The Principal Architect demonstrates the different types of software design patterns and propose new solutions and approaches. The Principal Architect provides an in-depth knowledge of detailed design to create technical diagrams, solution architecture docs, and API reference materials.
We are looking for motivated candidates who can demonstrate the following:

Hands-on approach, passionate about solving business problems through innovation and engineering practices.
The ability to design, document and develop world-class highly scalable enterprise applications leveraging the latest technologies and design patterns.
Can work under pressure and be delivery-focused and pragmatic.
Excellent teamwork with collaborative, innovative, intelligent problem solving.
Strong attention to detail and ability to work independently.
Strong communication skills to interact with clients, developers, and product teams.

Position Responsibilities:
Innovation

Perform research activities to identify emerging technologies and trends that may affect the enterprise.
Maintain awareness of vendor/product industry developments, regulations and trends and identify potential impacts to the enterprise.
Assist in vendor/product selection activities including the development of vendor/product evaluation models used in Requests for Proposal (RFP's).
Design and oversee efforts in building effective bank specific Proof of Concept demonstrations and socialize the results throughout the enterprise and all levels of management.

Strategy

Lead or support enterprise capability definition aligned with business strategy.
Provide technical/business consulting to internal IS organizations and client-sponsored activities outside of IS.
Acquire and maintain deep understanding of Comerica's business domain specific business processes, supporting applications, integrations & dependencies, security model, technology constraints & limitations.
Analyze the business drivers that determine key architecture requirements.
Highly engaged and drive strategic domain specific initiatives and programs from a technology perspective.
Develops and maintains strong relationships with business domain leadership to keep track of changing business needs and priorities.

Enterprise Architecture Governance

Perform technical architecture planning activities.
Facilitate and develop architectural standards for key technologies.
Mentor Agile/DevOps practices and procedures among domain teams.
Facilitate the development and evolution of the architecture and global governance processes.
Define and facilitate the process for approving architecture principles and standards.
Develop, collect and analyze Enterprise Architecture metrics to identify continual improvement opportunities.

Position Qualifications
Bachelor's degree in computer science, engineering or in a technology related field, OR equivalent through a combination of education and/or technology experience, OR 12 years of technology experience
6 years of Architect experience
6 years of experience leading large complex technology projects
7 years of experience identifying technical solutions for complex business problems
5 years of experience mentoring other technologists
This position is not eligible for sponsorship. Must have indefinite employment authorization.

Preferred Qualifications:

Certified AWS Cloud Practitioner, or AWS Certified Developer; highly desired
Experience with cloud platforms (AWS)
Technical breadth across .Net and Java technologies
Expertise in RESTful APIs, WCF, Web API, GraphQL, and event-driven/SOA architectures.
Hands-on experience with Postman, Swagger/OpenAPI, and API orchestration tools
Experience in API development and solutions architecture
Strong understanding of best practice of Authentication and Authorization like Basic Auth,
OAuth1.0/2.0, SSO, Token, API, etc.

Work Best Category:
Category C - Days in the office will either be designated days or will vary week to week from 2-5 days

Hours:
8:00am - 5:00pm Monday - Friday

Salary:
To Be Determined Based on Individual Experience

About Comerica
We know our employees are critical to our overall success and we are dedicated to investing in their future. One of the ways we do this is to offer a comprehensive Total Rewards package designed to recognize and reward individual performance, as well support health, well-being, development and security for our colleagues and their family. Total Rewards consists of cash compensation, development and flexible benefit programs designed to meet individual needs today and in the future. Your salary will be commensurate with your work experience and our programs are reviewed regularly to ensure each remain competitive. We are proud to offer benefits such as health and welfare programs, strong retirement benefits, and generous paid time off programs. You and your eligible family members, including domestic partners and their children, can participate in medical, dental, and vision benefits, 401(k) and pension, income protection benefits such as life insurance, AD&D, and supplemental health programs to offset unexpected health care expenses. We also have a variety of time off programs for things like vacation, sick time, disability, and parental leave. Eligibility for some programs varies based on employment status and tenure.

Upon offer, Comerica conducts a comprehensive background and fingerprint check. Your fingerprints will be used to check the criminal history records of the FBI and may be subscribed in the FBI's Record of Arrest and Prosecution Background ("RAP Back") service, which provides ongoing notification to the Company of any updates to your criminal history.

NMLS certification requirement: where applicable, a favorable background check screening, credit check, fingerprint check, and NMLS certification is required in accordance with the SAFE Act.

Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, and strategically aligned into three major business segments; the Commercial Bank, the Retail Bank, and Wealth Management. Comerica's colleagues focus on relationships, and helping people and businesses be successful. In addition to Texas, Comerica Bank locations can be found in Arizona, California, Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico.

Comerica is proud to be an Equal Opportunity Employer - veterans/individuals with disabilities, committed to workplace diversity.

Keywords: Comerica, Dallas , Principal Architect - Payments, Professions , Frisco, Texas